Oswaldo Puentes Insurance Agency
1445 North Loop W, Suite 222
Houston, TX 77008
Tel - (713) 864-1020
Fax - (713) 864-3999
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Flood Insurance

You Are More Likely To Experience a Flood Than a Fire

 You are 4 times more likely to experience a flood than a fire.

Floods Are The #1 Natural Disaster

Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts.. …Everyone lives in a flood zone!

The Homeowner Policy Does Not Cover Flooding

Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage.  Rising waters and debris can destroy your home, business and personal belongings within minutes.

Federal Assistance Is Difficult To Obtain

Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the president qualify for federal assistance. This assistance is in the form of a grant averaging less than $2500, or a federal loan that must be paid back with interest. The loan is in addition to payments on your existing mortgage loan.

Flood Damage Is a Growing Problem

As more flooding occurs throughout the country, the cost of rebuilding is skyrocketing. Floods now cause more than $2 billion in property damage each year.


  • Flood insurance puts you in control
  • Homeowners insurance DOES NOT cover flood
  • Flood insurance is inexpensive
  • Don’t wait for a disaster to strike

Contact us today for more information about Flood Insurance or fill out our online quote form.