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Commercial
Commercial Insurance in Houston, TX
You've worked hard to make your business a success. Now, it's time to ensure that your hard work is protected. We offer a wide range of insurance packages to meet the needs of businesses of any size. Count on us for commercial insurance in Houston, TX, for your building, business property, equipment, inventory, and company vehicles. Additionally, we offer group health and retirement plans. Call today to learn everything you need to know about protecting your business.
Property Insurance
Property insurance covers the risk of property loss in a variety of commercial situations. It includes coverage for commercial buildings, furniture, equipment, inventories, fixtures, supplies, business records, and other physical items. Property insurance may cover two types of property losses:
- Direct losses when property is lost, stolen, damaged, or destroyed.
- Indirect or consequential losses related to direct losses.
Commercial General Liability Insurance
Casualty insurance consists primarily of liability coverage, which protects an insured party against injury or damage claims made by other parties. These policies provide coverage for liability arising from:
- Premises & Operations
- Personal & Advertising Injury
- Fire Damage Liability (Fire Damage to Insured's Rented Premises)
- Medical Payments
- Products/Completed Operations
Many companies choose our Business Owners Package, which combines your liability coverage, property coverage, and other coverages into one comprehensive policy that saves you time and money on your total insurance program. And because we live in an age of million-dollar lawsuits, you may also want to consider adding extra liability protection in the form of a commercial umbrella policy.